ACCOUNTS
Payroll Account
The most complete Payroll Account with zero maintenance fees

Have your salary paid directly into your account and discover a world of unique advantages
With us, you’ll have countless solutions.
No management or administration fees¹
Free Visa Electron debit card for the first year²
Contingency advance³
No cancellation fee when taking out a Car Loan or a Dream Project Loan
10% discount on our insurance for 6 months
No start-up fee when signing up for the VIA-T device
No subscription fee on the first purchase of a fund from the Active Allocation range
¹The holder must have their payroll directly deposited or paid into the bank at the time this quarterly fee is charged.
² Promotion valid only for the direct deposit of new payrolls.
³ Advance in the form of a personal loan. Any financing transaction requires a study by the bank. Loans are granted subject to the risk criteria of the bank.
See all the details of the Payroll Account
- In order to benefit from the advantages, the holder must be a natural person of legal age and have their salary deposited or paid directly into the bank at the time of signing up for each of the products.
- Free card for the first year only available for new salaries (those that have not been paid into the bank during the last 12 months, consecutive or otherwise).
- The insurance products (health, life and temporary disability) are products taken out with CA Vida Assegurances, S.A.
For more information, view the terms and conditions here.
- Health: Creand PIAM, Creand Health, Creand Health Plus and Creand Hospitalisation.
- Life: Creand Life Capital, Creand Life Provision and Creand Life Comprehensive.
- Temporary Disability: Creand Temporary Disability





