CREDIT CARDS
Visa ACA CLUB
The free and exclusive credit card for members of Automòbil Club d’Andorra.
The granting of a card is subject to the bank’s risk criteria.
If you are a member of Automòbil Club d’Andorra (ACA), this card is for you
With the best discounts in Andorra and abroad.
Free
Enjoy it with zero opening or maintenance costs.
Convenient
Pay for all your purchases at the end of the month, interest free
Up to €3,000/month
If you are a Creand customer, you will have a daily limit of €1,500 and a monthly limit of €3,000. If you set up a direct debit with another bank, the limit will be lower.
Discounts and advantages
You have a wide range of discounts on fuel, leisure and culture, motoring, travel, and more, when paying with the Visa ACA CLUB, as well as many advantages for being part of the ACA club.
Free anti-fraud alert service
With Creand’s SMS service, you will get an alert on your mobile every time a purchase of over €60 is made.
Still not a member of the Club? Become a member in just 3 steps
It’s that easy to be part of the Automòbil Club d’Andorra and enjoy the benefits of the card.
Find out all the details about the Visa ACA CLUB
The Visa ACA CLUB is a payment method for making purchases as well as enjoying discounts at retailers in Andorra and Catalonia. Although it identifies you as an ACA member, it is not the same as a membership card.
In the event of loss or theft, fraudulent purchases and ATM withdrawals can be covered up to 72 hours before the cardholder’s notice of cancellation.
Use any of our terminals to deposit or withdraw money whenever you need to.
You can request it at Club branches or on the website www.aca.ad, at any Creand branch or here.
Don’t worry! Your ACA Mastercard will continue to work as normal. You can keep using it to pay for all of your purchases, both in store and online, as you’ve been doing up to now.
If you’d like to start paying with your mobile phone, you’ll need to swap your ACA Mastercard for an Visa ACA CLUB card, at no extra cost.
When you receive your new Visa ACA CLUB card, you can add it to your digital wallet (Apple Pay, Google Pay or Garmin Pay) and enjoy a faster, more convenient and more secure way to pay.
Feel safe with Creand cards
Make the most of these discounts
2% off fuel
and items purchased at CEPSA, ELF, ENCLAR and REPSOL service stations in the country.
10% off ski passes
for 2 to 7 days at Grandvalira and Pal Arinsal, only for purchases made at the resort ticket offices.
15% off at Naturland
(excludes catering establishments).
Applies to purchases made online as well as at the ticket offices.
10% off Cicland for all passes
Get your Cicland pass, now at a discount.
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