Want to sign up for the free Young Package?
Bizum: send and receive money on your mobile quickly and securely.
We’ve got the solutions you need
At JovesCreand, we want to make life easy for you. Whatever you’re looking for, we have the right option for you.
Investment
Start investing in your future.
CryptoWallet
An online service for buying, selling and holding digital assets, with great terms.
Creand Index Funds
Maximum transparency and efficiency with low management fees. So you can start diversifying your savings without complications.
Creand Youth Health Plan
Get health insurance with more cover at a more affordable price.
#NoFussFinance
Learn to manage your savings, stay up to date with the best investment options and discover practical tips to improve your financial well-being.
The Carnet Jove Association and Creand have joined forces to offer young people in the country more opportunities and benefits tailored to their needs. Together, we work to provide real, everyday solutions because we believe in their talent and their future.
This new addition to the Young Package is just the beginning. Both organisations are committed to continuing to expand and enhance this offering.
FAQs
The Young Package is designed for young people like you, with everything you need to manage your money easily and free of charge. It includes:
- Online banking: Access your account anytime, anywhere to check your balance, make transfers and more.
- Free bank account: No management or maintenance fees.
- Carnet Jove card: A debit card linked to your account for payments and cash withdrawals. Developed in partnership between Creand and the Andorran Carnet Jove Association. The card carries a €7 annual fee to access the services and advantages of the Carnet Jove program.
You’ll also have access to a range of products with great terms, including loans, Creand Index Funds, the CryptoWallet service and the Creand Young Health Plan.
This package is designed for young people aged 18 to 30 who live in Andorra.
No, opening the Young Package is completely free. Both the account maintenance and the services linked to the card and online banking are also free of charge. However, the Carnet Jove card carries a €7 annual fee to access the services and advantages of the Carnet Jove program.
Yes. Once you’ve opened the Young Package, you’ll have access to a range of products with great terms, including loans, Creand Index Funds, the CryptoWallet service and the Creand Young Health Plan
