Benefits of our health plan
With the Young Package, play sport, travel, study… and let your health plan take care of the rest.

Comprehensive cover

Premiums start from €32 per month*

No waiting periods and no limits on the number of visits

Allowance of €120 for optician costs (after the amount reimbursed by the CASS)

€25 per visit to an osteopath or chiropractor (maximum 2 visits per year)

Cover for dental prostheses and orthodontic treatments**
* Premium based on a 25-year-old man or woman
** Covers one prosthesis per year, up to the amount reimbursed by the CASS
FAQs
The Young Package is designed for young people like you, with everything you need to manage your money easily and free of charge. It includes:
- Online banking: Access your account anytime, anywhere to check your balance, make transfers and more.
- Free bank account: No management or maintenance fees.
- Carnet Jove card: A debit card linked to your account for payments and cash withdrawals. Developed in partnership between Creand and the Andorran Carnet Jove Association. An annual €7 membership fee applies for the Carnet Jove Andorra programme.
You’ll also have access to a range of products with great terms, including loans, Creand Index Funds, the CryptoWallet service and the Creand Young Health Plan.
This package is designed for young people aged 18 to 30 who live in Andorra.
No, opening the Young Package is completely free. Both the account maintenance and the services linked to the card and online banking are also free of charge. However, the Carnet Jove card carries a €7 annual membership fee for the Carnet Jove Andorra programme.
Yes. Once you’ve opened the Young Package, you’ll have access to a range of products with great terms, including loans, Creand Index Funds, the CryptoWallet service and the Creand Young Health Plan


